NBFC Capital Adequacy 2026: New RBI Rules on CRAR, Tier 1 Capital & NOF
Capital adequacy is the one number the RBI will never let you negotiate. It tells the regulator whether your NBFC has enough financial strength to absorb losses without putting borrowers, lenders, or the broader system at risk. Every registered NBFC must stay above the prescribed floor at all times, not at quarter end, […]
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NBFC Risk Management in 2026: A Practical Guide to Every Risk Your Business Faces
Every NBFC is in the business of taking risk. You lend money, collect repayments, borrow from markets, and operate digital systems. Each of these activities carries a different kind of risk and each one has a regulator watching it. What separates a well-run NBFC from one that ends up under RBI supervision action […]
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NBFC Corporate Governance 2025: The Rules Have Changed and Here Is What Your Business Must Do
NBFC Corporate Governance 2025 Most people who start an NBFC spend enormous energy on getting the licence. Very few spend the same energy on what comes after. Governance is exactly that gap and in November 2025, the Reserve Bank of India permanently closed it. The RBI issued the Non-Banking Financial Companies Governance Directions […]
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NBFC–Fintech Tie-Up: The New Architecture of India’s Digital Finance
NBFC–Fintech Collaboration India’s financial ecosystem is undergoing a structural transformation where Non-Banking Financial Companies (NBFCs) and Fintech platforms are building a new architecture of digital lending and financial inclusion. While NBFCs bring regulatory authorization, lending capital, and risk management expertise, fintech companies contribute technology infrastructure, AI-driven underwriting, digital onboarding, and scalable customer acquisition. The timing […]
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The Complete RBI NBFC List 2026
The Official RBI NBFC List 2026 The list of Non-Banking Financial Companies (NBFCs) , including Housing Finance Companies (HFCs) and Asset Reconstruction Companies (ARCs), registered with the Reserve Bank of India (RBI) as of December 31, 2025, is provided in below PDF. A summary of these NBFCs, categorized by their respective classifications, is presented below […]
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