NBFC Merger and Amalgamation 2026: The Complete Guide to RBI Approval, NCLT Process
Mergers between NBFCs are not simply a corporate finance decision. They are a regulated event that requires prior approval from the Reserve Bank of India, a scheme sanctioned by the National Company Law Tribunal, and in many cases the surrender of one entity’s Certificate of Registration before the process is legally complete. Getting […]
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NBFC Asset Classification and Provisioning 2026: The IRACP Directions Are Now Fully Effective and Every NBFC Must Comply
The single most consequential change to NBFC financial reporting in the last five years completed its final phase on 31 March 2026. The 90-day Non-Performing Asset recognition norm, which the RBI introduced through a phased glide path starting in 2022, is now fully applicable to every NBFC in India without exception. There is […]
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NBFC KYC and AML Compliance 2026: New RBI Rules, Deadlines, and What Your NBFC Must Fix Before June
Every customer your NBFC onboards is a compliance decision. Getting that decision wrong, accepting a fake identity, skipping a beneficial ownership check, or missing a sanctions screening, does not just create a bad loan. It creates a regulatory violation that can attract penalties of up to Rs. 10 lakh per day and, in […]
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NBFC Capital Adequacy 2026: New RBI Rules on CRAR, Tier 1 Capital & NOF
Capital adequacy is the one number the RBI will never let you negotiate. It tells the regulator whether your NBFC has enough financial strength to absorb losses without putting borrowers, lenders, or the broader system at risk. Every registered NBFC must stay above the prescribed floor at all times, not at quarter end, […]
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NBFC Risk Management in 2026: A Practical Guide to Every Risk Your Business Faces
Every NBFC is in the business of taking risk. You lend money, collect repayments, borrow from markets, and operate digital systems. Each of these activities carries a different kind of risk and each one has a regulator watching it. What separates a well-run NBFC from one that ends up under RBI supervision action […]
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